Our Swyft Filings review covers the top pros and cons you should know before using this LLC filing service.
There are a shocking 582 million entrepreneurs globally, and those are just the ones that exist on paper. Millions more business owners have ideas in their heads and may want to start a business but don’t know where to start.
One good place to start is by forming an LLC. Swyft Filings is one such company that helps business owners on the path to enacting a legal business on paper.
With so much paperwork and so many legal obstacles to hurdle over, at times, it can be overwhelming to find the best legal service for you. You may be wondering if Swyft Filings is legitimate and if they’re worth your time.
Spoiler alert: they are legitimate, and hundreds of happy customers swear by their services. But, there are elements to the company that you should be aware of, and there is a lot of fine print.
Keep reading this Swyft Filings review and if it is the company for you.
About Swyft Filings
Boasting fast turnaround times, convenient online use, and providing plenty of resources and features, Swyft Filings is a premier company that helps create LLC companies for users. They also offer many other services that help your business succeed and remain successful for years to come.
Swyft Filings LLC specializes in forming limited liability companies, corporations, and nonprofit organizations. They can help entrepreneurs and small business owners handle the entire business formation process. Swyft Filings serves both US-based and non-US residents. Our Business Specialists will form your new business the correct way, saving you time and money by avoiding costly errors. Let us handle your business filings while you focus on growing your business.
Based in Texas, Swyft Filings helps business owners form their companies in any state in America. Their primary service is to help form LLCs for companies. They do everything. They file the paperwork with the Secretary of State and help answer all your legal questions and concerns.
Features
While Swyft Filings is primarily an LLC formation company, they also offer customers various services. They help you manage your small business; they help you form critical legal documents to protect your enterprise; they provide a space for you to host a website and online presence, and more.
Below are Swyft Filings’ main features, what they come with, and how you can use these features to best navigate your company.
Form Your Own LLC
Swyft Filings’s main feature is forming an LLC in a fast, convenient, and affordable way. Swyft Filings has three steps to complete before you start an LLC. For starters, you have to fill out information regarding your business. Swyft Filings boasts that this step should take as little as ten minutes.
Afterward, Swyft Filings prepare all required documents and file them directly with the Secretary of State. Then, once the state has approved your incorporation documents, you will receive your completed LLC package by mail.
As you might imagine, filing an LLC corporation with Swyft Filings is easy and fast, with them taking care of just about everything and you sitting back and getting back to what matters.
In addition to forming an LLC, Swyft Filings can also help you develop an S Corporation, C Corporation, a Nonprofit, and a DBA. The process for starting all of these corporations mirrors forming an LLC. All in all, the process should take you about ten minutes to fill out your information, and then Swyft Filings prepares the paperwork and submits it to the Secretary of State.
Manage Your Business
Swyft Filings offers clients a bevy of resources to help you better manage your business. Each feature gets included in their Premier Package, but you can also purchase all of these features a la carte. This offers customers the ultimate flexibility to only pay what they need.
The features they offer to help clients manage their business are Obtain Your EIN / Federal Tax ID, assistance with the 501(c)(3) application process with the IRS, and more.
One of their more prominent add-on features is their digital corporate kit, where you can store all of your important legal documents on the cloud.
This way, you can access your corporate paperwork 24/7 and know that your information gets stored in a formidable security system. Not only does this give you peace of mind, but it’s also convenient; instead of storing papers in some dusty cabinet, you can access your paperwork instantly when you need it.
Another helpful tool to help you better manage your business is the Minutes Manager feature. The Minutes Manager feature allows you to create your minutes and remain compliant.
In order to keep personal liability protection, every business needs to hold records that you conducted all the necessary meetings. With Minutes Manager, you can create these minutes and have them in your secure cloud-based account.
Out of all of their tools, though, undoubtedly the most significant feature is their cheapest registered agent services. When you purchase the registered agent service, Swyft Filings provides you with an agent that helps liaison between you, your business, and government agencies.
The registered agents can provide companies with affordable, efficient, and professional service to keep your business compliant, help you meet important filing deadlines, help keep you organized, and more. Additionally, agents are available in all 50 states.
Forming Legal Documents
Another feature that Swyft Filings delivers is preparing and forming critical legal documents for your business. After forming your new LLC, you will need specific legal documents like operating agreements, banking resolutions, and more.
An operating agreement is especially paramount to your company’s success.
An operating agreement is a contract between the members of a limited liability company that outlines crucial details such as:
- How the percentage of interest in the company gets divided between the members
- How profit gets shared between the members of the LLC
- How the company will be managed
- What happens should a member decide to leave the company
- What happens if a member is incapable of carrying out their duties or passes away
- Under what circumstances the company may get dissolved
All in all, an operating agreement can also help protect the limited liability protection of your company, should they be challenged in court at a later date. Your LLC will fall back on state law without an operating agreement and may be treated as a sole proprietorship or partnership.
You will most likely need certain legal documents soon after forming your new LLC. These include documents such as an operating agreement or a banking resolution. Swyft Filings provides you with customized form documents at no additional cost if you choose their Standard of Premium service packages.
You will most likely also need a banking resolution. This document is usually required to open a business bank account for your LLC.
The third document offered is a custom organizational minute’s document. LLCs are not required by law to keep meeting minutes the way corporations are. It is therefore up to you to decide if you want this document.
Standard and premium packages come with these documents. If you choose the Basic package, you must select and pay for documents individually.
Web Hosting
One of the better features that sets Swyft Filings apart from its competition is its ability to create a web hosting space.
Swyft Filings can also help you establish a website for your new business. If you select the Swyft Filings Premium package, you will have the opportunity to create a free website for your business. You are not required to use this service if you don’t want to.
Swyft Filings provides this product in partnership with a third-party provider as with many other services. Unfortunately, Swyft Filings does not mention who the partner is anywhere on their website. We researched and discovered that the website building and hosting provider is Rocketbuildr.
With this service, you can create a website, personalize it by selecting from various templates, and have it hosted. Your website will be responsive, meaning that it can be used both on desktop and mobile devices. You can also set up your website as an online store.
This service includes three months of website hosting for free. After that, you will have to pay the ongoing cost of hosting your site. According to Rocketbuildr’s website, they charge $25 per month for their website hosting package.
Learning Center and Other Resources
Swyft Filings provides users with plenty of free resources so that you can equip yourself with the knowledge you need to make your business or nonprofit venture a success.
They have blog posts on how to enact a business in your state, how to navigate tax season, how to sell or end your small business, and more. Most importantly, they provide hundreds of resources to help you prepare to launch a new business.
From understanding, if you need to hire a lawyer to form an LLC to step-by-step guidelines on how to start your own business, Swyft Filings has the resources you need to get started on the right foot.
Personal Business Specialists
Swyft Filings employs an army of customer service representatives to help cater to the needs of all of their customers. Most notably, Swyft Filings has designed their company to provide a personalized customer service representative to each customer; they refer to this person as a personal business specialist.
That way, there’s no need for you to wait in phone queue lines for hours or track down person after person. By providing each customer with their representative, Swyft Filings guarantees fast responses. Just call your Business Specialist directly.
Furthermore, each Business Specialist is a trusted, experienced specialist in the industry. The Swyft Filings Business Specialists will form your new LLC without error so that you can save time, money, and unnecessary stress.
Payment Prices
Okay, so Swyft Filings does provide a thorough LLC forming service. The next question you’re probably wondering is how much will all of this cost, anyway?
The answer depends on how thorough a service you’re interested in purchasing. Swyft Filings caters to people with different needs by breaking their pricing into three separate packages, all with various services and pricing options.
They have basic, standard, and premium. Each, of course, has its costs and fees associated with each package. It’s important to note that you will receive guaranteed services regardless of which package you choose when you choose Swyft Filings. For example, all customers will receive lifetime customer support, real-time online order tracking status, an account to assess and maintain your documents, and free shipping on all orders.
Still, depending on which package you will receive extra benefits. Let’s start with the least expensive option: the basic package.
The basic package costs 49.99 and allows you to verify your company name, document filing with the Secretary of State, access your incorporation documents, give you a free 30-minute business tax consultation, and more. When you buy the basic package, you can also purchase any added services a la carte if you don’t want to level up to the next package.
The following package is their standard package. This package comes with every service from the basic package. It also provides customers with a Federal Tax ID (EIN) number, a custom LLC Operating Agreement, a custom LLC Banking Resolution, Compliance Guard Company Alerts, and Customer Organizational Minutes. The standard package costs customers 149.99 dollars and is marketed as giving you all the essentials you need to launch your business the right way.
Finally, Swyft Filings offers its premier package. Titled the Premium Package, customers who buy this 299.00 package receive every feature from the basic and standard packages. In addition, they also receive a free business website and free web hosting, expedited filing times, and first-class shipping options.
Payment Plans
If you can’t pay all of the fees upfront, Swyft Filings does allow you to pay with a payment plan.
Their installation payment plan will enable you to purchase your package within two payments; however, that is still a lot of money for some. While it’s nice that they offer payment plans, it’s only two installments, and it’s still a little bit expensive for some customers.
The Swyft Filings Guarantee
Swyft Filings is a bit vague when it comes to their pricing guaranteed. At first, it seems like Swyft Filings prioritizes customer satisfaction with their satisfaction guarantee.
The company urges dissatisfied customers to get in touch with a customer service representative by phone or email to rectify any issues they may have had. They claim that they offer a 100% money-back guarantee for any issues that arise.
However, their customer satisfaction guarantee isn’t a guarantee as much as a promise to help solve the solution. In fact, the refund policy only applies if it was Swyft Filings who made an error when creating your LLC. Additionally, if you do receive a refund, it will only be the amount for the services for Swyft Filings – you will not receive a refund for government, state, and third-party fees.
Still, if you believe you are entitled to a refund, you can reach out to Swyft Filings for more information. If this is the case, you can contact them via phone or email to request a refund. However, be aware that if you do wish to get a refund, you must contact them within 60 days of your purchase.
How Swyft Filings Compares
In the age of the Internet, there seem to be countless online services to help you with all of your legal issues and questions. Besides Swyft Filings, the three most prominent online legal businesses are LegalZoom, ZenBuisness, and Rocket Lawyer.
So, how do Swyft Filings compare to all three of these businesses? Is there one that provides superior service? Read on to find out.
Swyft Filings vs. LegalZoom
LegalZoom is one of the industry leaders in providing online legal services. However, it appears as though LegalZoom not only takes longer to form your LLC but also costs a considerable amount more than Swyft Filings and their services.
Still, LegalZoom does have the leg-up over Swyft Filings in some regards, and that is in their customer support team and their lack of obnoxious up-selling and advertisements.
Even with that, though, we’re not sure that can beat out Swyft Filings’ excellent prices. Plus, LegalZoom doesn’t allow same-day filing, whereas Swyft Filings does. Additionally, Swyft Filings appears to have much better, more positive online reviews than LegalZoom.
As a result, we have to admit that Swyft Filings is a better company than LegalZoom.
Swyft Filings vs. ZenBuisness
Another top contender is the renowned ZenBusiness. While Swyft Filings has many benefits to their company, ZenBuisness may beat out Swyft Filings due to their superior turnaround times and excellent customer service representatives.
And, people seem to love them. ZenBusiness pulls in near-perfect scores on review websites. Additionally, they seem to have superior pricing too. For just $39, you can get a complete formation, which includes a free year’s worth of the company’s registered agent service. Their add-on services are all very competitively priced, too.
All in all, we have to admit that ZenBusiness performs better than Swyft Filings when comparing the two companies side by side.
Swyft Filings vs. Rocket Lawyer
Another top-tier LLC formation service is the renowned Rocket Lawyer. Rising to the top of the market, Rocket Lawyer has carved a name for itself as a premier legal and LLC formation online company. But how does it stand up in comparison with Swyft Filings?
The answer depends on your needs. Rocket Lawyer is more expensive than Swyft Filings but offers more services. If you are looking for legal services beyond the formation of your LLC, you may be better off choosing Rocket Lawyer as with them; you can speak with an attorney, draft an assortment of legal documents, and more.
Also, be sure to check out our Swyft Filings vs IncFile review.
The Benefits
Swyft Filings provides customers with ample resources to make their business shine. Swyft Filings excels with its reviews, and they have direct, actionable customer service representatives to help walk you through all of their services. Additionally, their two-payment installation plan may help some customers be able to afford their services.
Furthermore, because they have such a flexible membership and pricing scale, you only need to pay for the services you know you will use. This allows customers to mix and match services and save time and money while still receiving premium legal information and assistance.
We also like that Swyft Filings pairs each person with a certified business specialist. That way, there’s no need for you to wait in phone queue lines for hours or track down person after person. By providing each customer with their representative, Swyft Filings guarantees fast responses. Just call your Business Specialist directly.
Swyft Filings also provides a plethora of free online resources so you can arm yourself with information to help make your business succeed.
Whether you’re starting your new business or you’re looking for guidance to end your business, Swyft Filings provides hundreds of resources in their learning center. Swyft Filings knows that the better armed you are with information, the more likely you will succeed in your endeavors.
The Drawbacks
Although Swyft Filings is a good service that many customers enjoy, they still have drawbacks. First and foremost, the company is known to promote excessive upselling.
Typically their customer service representatives will try to sell up when you’re on the phone with them, and the website will attempt to sell you up, too. While this is a reasonably benign problem, after a while, it can be frustrating to turn down offer after offer.
Maybe a more significant downside is that Swyft Filings outsources their work to outside companies. Through the investigation of other companies, it has been discovered that Swyft Filings sends private customer information to outside companies to a national accounting firm. Not only do they outsource, but Swyft Filings also doesn’t mention which national accounting firm they outsource to.
This is a problem because many customers feel uneasy about sending their private information to unknown third-party websites.
Finally, another drawback is that not every package includes the help of a registered agent to help guide them through the process. Furthermore, Swyft Filings has some fine print that you should know before using them for your LLC formation.
But perhaps the biggest downside of all is the report that customers get charged much more than the website initially says. This, of course, is a major red flag. Apparently, Swyft Filings made significant modifications to their payment structure but did not detail this before checkout.
Fine Print
Another element you have to be careful of is that the pricing included with the packages does not include state fees. Each state charges different fees to form an LLC, so you’ll need to research how much in fees your state charges and add that into your budget before purchasing your LLC developing package.
Recently, customers have complained that in December 2021, Swyft Filings changed their pricing from $ 149 per year to $149 every three months. The total cost is now $596/year. However, this change is not reflected on their website or even at the time of checkout. As a result, you may want to speak with a representative before purchasing their services to confirm the
Ending A Membership
Even though Swyft Filings helps with LLC, there are still more legal features they offer, and that is why some people decide to purchase a full membership to continue receiving ongoing services. However, it’s important to note that canceling a membership may not be as easy as it is with other companies.
Swyft Filings provides a registered agent service only through their partner company LegalCorp Solutions. According to their terms of service, if you would like to cancel this service, you will first need to appoint a new registered agent with the relevant state government authority.
Once you have proof that you have appointed a new registered agent, you can contact Swyft Filings and notify them that you would like to cancel your registered agent service.
Swyft Filings also partners with other companies for many of their services. To cancel them, you may need to contact those third-party companies directly. As a result, Swyft Filings presents a relatively time-consuming and tricky cancellation policy, and they seem to be one of those companies that try to make it difficult for customers to leave as a way to get you to continue paying.
Turnaround Times
Swyft Filings turnaround times are pretty average when you compare Swyft Filings with other companies. Usually, you can expect your company to form an LLC within five to ten business days.
Sometimes, customers want their LLCs to form faster than five to ten business days. In this case, Swyft Filings can help expedite the process if you pay extra fees. For the fastest turnaround times, you can either choose the Premium package or choose to pay for express filing as an a la carte selection. Once you select one of these options, you can expect to have your LLC formed within one to three business days.
If you are looking for a legal service company with the fastest turnaround time, you may want to check out ZenBuisness. Other than that, Swyft Filings has some of the quickest turnaround times in the market.
Reviews
Swyft Filings has, quite literally, thousands and thousands of positive reviews. So, what’s with all the hype? The concern with review sites is that a company paid to have robots spam the websites with fake positive reviews. However, that doesn’t seem to be the case with Swyft Filings.
For one, there are too many positive reviews for them all to be fake. Secondly, most of these positive reviews are on trusted third-party sites like TrustPilot, BBB, and Consumer Affairs. These three review sites are highly trustworthy as they look out specifically for spam and fake reviews, weeding out all of the ones so you get an accurate portrayal of how a company is doing.
The company has reached so far that they have successfully conducted business in all 50 states. Nationwide, Swyft Filings has positive reviews after positive reviews. In fact, on BBB, Swyft Filings earns an impressive 4.43 out of 5 stars. And on TrustPilot, Swyft Filings performs similarly well, earning a 4.7 out of 5 stars.
Most customers report that Swyft Filings is an easy, convenient company to work with. Customers seem pleased with the knowledgeable, trustworthy staff and the excellent services that Swyft Filings provides.
However, some customers do have negative experiences. For starters, some customers report that their pricing is different than advertised. Another complaint is that their obnoxious advertisements and upselling opportunities often bombard previous customers.
The Final Verdict
Swyft Filings is a prominent online legal service company that can help you form an LLC. Additionally, Swyft Filings provides customers with a plethora of legal and documentation services to help your business flourish.
Not only does Swyft Filings provide an assortment of great features, but their flexible payment scale allows you to pay for different features a la carte. They provide fast turnaround times, and customers can choose faster turnaround times if they pay more in fees. Overall, Swyft Filings has a tremendous amount of positive reviews from several trusted third-party review websites.
However, Swyft Filings has some complaints; most notably, they outsource a lot of their work (and in turn, customer information and data) to third-party companies. Another troubling complaint is that some customers recently are being charged more than the website claims they should get charged.
All in all, it’s difficult to recommend Swyft Filings if they are not consistent in their pricing. As a result, as we review Swyft Filings, we believe it’s worthwhile looking at other companies. If you do choose to use these services, make sure to confirm the exact pricing with a representative, so you know ahead of time the total price at checkout.