IncFile Review {Updated September 2026}

Our Incfile review covers one of the top LLC formations companies online. They are now offering a free LLC service.

Do you have a brilliant idea for a new business? Before you let that idea slip away, consider how you can turn it into a reality.

Of course, a lot goes into starting a business, such as forming it legally. In this Incfile review, we’ll cover everything you need to know to decide if the company is right for you. That way, you’ll be able to turn your idea into something, and you can make it a success.

Best Available Pricing

What Is Incfile?

Before getting into the bulk of an Incfile review, you should know what the company is and what it does. Incfile claims to be a one-stop-shop for anyone looking to start or build a business. The most popular service is business registration, which can help you start your company.

However, Incfile can also help existing business owners focus on growth. The Incfile website has a lot of information you can use to grow your company. You can also take advantage of Incfile services to assist with compliance and other legal requirements.

Incfile primarily helps business owners file for an LLC, but they also help you choose the proper business structure for you. You can also use their name generator to develop the perfect business name. After forming your business, the company can act as a registered agent. Who can be a registered agent?

The company offers plenty of services to help you manage your company. And since everything is online, it doesn’t matter where you live or work.

Incfile Plans and Pricing

Incfile sets itself apart by offering a free plan to file for an LLC. While you’ll still have to pay state fees to form your business, you can save a lot of money using Incfile.

Each plan from Incfile includes enough to help you get your business going. However, you can upgrade to a higher tier for more services. And as all good Incfile reviews will tell you, the company also offers extra services you can purchase outside of your package.

Before selecting the free plan from Incfile, consider if it’s the best option for you. Then, you’ll be able to start your business on the right foot, and you can keep from forgetting essential elements.

Silver

The Silver plan is the tier that allows you to file your LLC without paying Incfile. However, you will still need to cover the state filing fees. These fees can be as low as $40 in Kentucky or as high as $520 in Massachusetts.

You can also use Incfile to form a C corp, S corp, or nonprofit. The filing for these all vary by state, but Incfile will still charge you for this tier.

If you select this option, Incfile will prepare and file the Articles of Organization for you. You can also use the service’s name search feature as much as you want to help choose the right business name. Finally, Incfile will provide you with a free registered agent for a year.

Platinum

The Platinum plan isn’t for everyone, but it can help some business owners. If you don’t have anything for your business, you may want to bundle it all with this service. But at $299 plus state filing fees, it is a bit expensive.

You’ll receive everything that comes in the Gold package. This plan also includes expedited filing, so you can register your business sooner rather than later. You also don’t have to worry about someone stealing your name and filing first.

Incfile will also give you some business contract templates so that you can protect yourself against client and customer complaints. Plus, you will get a website domain name and business email to help start your online presence.

Gold

You may want to pay for the Gold plan if you want extra help setting up your business. Of course, you’ll need to cover the cost to file for a business in your state. Incfile will also charge you $149 for the services that this package includes.

It covers everything you get in the silver package, as well as an Employer Identification Number (EIN), an operating agreement, and a banking resolution. Incfile will also provide you with Form 2553 and lifetime company alerts.

You can also take advantage of a business bank account and a business tax consultation. Plus, you have unlimited phone and email support and access to an online dashboard. This is the perfect option for business owners who want to cover all of their bases.

Other Services

You don’t need to choose one of the packages to work with Incfile. To help make this Inc file review more comprehensive, consider some extra services.

First, you can purchase an EIN without getting the Gold or Platinum plan. If you don’t need the extra services, an EIN will cost you $70 through Incfile.

You can also continue to use Incfile as your registered agent after the first year, and it will cost you $119 annually. A registered agent is essential for all LLCs, and having a service can keep you from acting as your own agent.

Incfile can also help you file an annual report for your LLC. This will cost you $99 for processing, and you’ll also have to pay state fees.

The company also offers a service where they will research business licenses for you. If you want Incfile to handle that, it will cost you $99.

After starting your business, you may realize that you need or want to change the name. In that case, you can hire Incfile, and the company will charge you $99 to file an amendment for your business.

Pros of Incfile

When reading Inc file reviews, you may come across the advantages of using the service. The pros can make choosing Incfile easy. It offers many benefits that you won’t find if you go to a lawyer or use another online business formation service.

Whether you’re looking to form a new business or grow your current venture, consider some of the benefits of using Incfile.

Fast Turnaround

Incfile can send the paperwork to your state within the next business day, no matter which package you select. Now, they won’t have much control over the turnaround time after that. If your state has a lot of LLC filings to process, it may still take time.

However, you can know that the backup isn’t due to Incfile. If you want to start the process even faster, you can choose the Platinum plan for expedited filing. Then, you won’t have to wait as long as you would if you chose the Silver or Gold tiers.

Still, those tiers don’t have long wait times. If you’re ready to get your new business up and running, it helps to hire a service with a quick turnaround. Then, you won’t have to sit around and wonder when you can start working for yourself.

Affordable

The price to form a business with Incfile is almost unmatched by the competition. If you’re on a tight budget, you just need to cover your state filing fees. That means residents in many states can file for $100 or less.

If you choose the silver plan, all that money goes to your state. That way, you don’t have to waste money on something before you can start making money. Now, that’s not to say Incfile is a waste.

If you choose to pay for the Gold or Platinum plans, you get a ton of extra benefits. Those benefits are worth much more than the additional cost you pay.

Easy to Use

Incfile makes it really easy to form an LLC or another type of business. You can go to their site and fill out the information they ask of you. Then, the company will fill out your articles of organization, and you don’t have to worry about filing your documents with your state.
As you form your business, Incfile will clarify the cost and services. That way, you can know exactly how much you’ll owe depending on where you live and which package you select. Incfile also makes it easy to order extra things, such as an EIN or amendment.

You don’t need to have a ton of technical experience or be good with numbers. As long as you can click on buttons, Incfile will walk you through the right steps. Then, you can wait for the company to process your documents and file your LLC.

Online

Another pro of using Incfile is that it’s all online. You don’t have to look around for a lawyer in your local area. There’s no need to schedule an appointment or wait weeks before a lawyer has time to speak to you.
If you have an idea for a business, you can start today. Incfile offers a fantastic name search feature to help you choose an available name. You can even select a doing business as (DBA) name if you want one.
While it can be nice to speak with someone in person, going online is convenient. You can fill out all of the forms when you have time. Then, you won’t have to take time off from your current job to start your new venture.

Multiple Services

After you form your business, you can continue to use Incfile. One of the best ongoing services is the registered agent service. You can make sure to keep in contact with your state without you having to do all of the work.
Incfile also offers the ability to purchase an EIN or to pay to change your business name. Of course, you can do those things yourself or with a lawyer. However, Incfile is more affordable than hiring an expert, and you can maintain compliance more easily than if you did something alone.
You can even go to the Incfile website to read the blog and download business guides. That way, you’ll be able to learn as much as you need to learn to run a successful company.

Cons of Incfile

Unfortunately, Incfile isn’t perfect. Even if it’s the best business formation service for you, it helps to learn about the downsides of the company. Then, you can decide if the pros outweigh the cons for you and your business.

Before selecting a plan from Incfile, check out the following disadvantages of working with the company.

Hard to Get Customer Support

Incfile has good customer support, but it can be hard to access. They have customer service representatives available from 9 am to 6 pm US Central time during the week. However, you will have to wait to receive help if you have questions at night or on the weekends.

Another problem is that unlimited support is only available to customers who select the Gold and Platinum tiers. If you go with the Silver plan, you may be able to get some help. But odds are the company won’t prioritize your requests as heavily.

Customers have also complained about a lack of customer support. If you care about getting answers to your questions, you may find Incfile is more stressful than it’s worth. You could say that you get what you pay for in terms of support.

Complex Cancellation Process

If you pay for an Incfile service and want to cancel it, you must go through a complex set of steps. For one, you’ll need to contact customer support, meaning you should be available during their business hours.

You also need to cancel before the company submits your documents to your state to get a refund. Since Incfile sends documents quickly, that means you don’t have much time to get your money back if you don’t want the service.

Even then, you’ll need to pay $30 to cancel your transaction. Because of that, you should be extra sure of your purchase before you submit it. That way, you can keep from having to go through an arduous cancellation process.

Mixed Reviews

Some customers love Incfile and its services, and you may get lucky. However, there are plenty of negative reviews on sites such as Yelp (average 2/5 stars) and Trustpilot (also an average 2/5 stars).

The Better Business Bureau shows an average of 4.5 out of 5 stars, which sounds great. But Incfile isn’t BBB accredited. The BBB indicates that there have been over 240 complaints within the last three years.

If you want to ensure the best service possible, you may want to find a company with a better reputation and a long history. Incfile is only 18 years old, so they’re still relatively new. You might prefer to work with a lawyer or a business formation service with more experience.

Incfile Competitors

Any good Incfile review would cover some of the company’s biggest competitors. That way, if you find the bad outweighs the good, you have options to check out. Soon enough, you may find the best business formation service for you.

Here are a few popular business formation services to compare against Incfile.

LegalZoom

LegalZoom is an online legal service that helps businesses and individuals. It’s an excellent alternative to visiting a lawyer in person. You can use the service to form your business, and you can choose from an LLC, corporation, or nonprofit.

The company also offers a registered agent service, contracts, and other services for existing businesses. You can also use it to register trademarks and copyrights and get provisional patents. It even helps you determine if you want to be a sole proprietor.

If you want a more comprehensive legal service, you should choose LegalZoom. Prices to form a business may start at $79 plus state fees. However, you don’t have to worry about switching services when your business needs to change. LegalZoom vs IncFile

Pros

Easy to use
Plenty of services
Good for personal and business use
More business formation options
Trustworthy

Cons

More expensive

Incfile Competitors

Despite its name, Northwest Registered Agent offers more than registered agent services. You can use the company to start an LLC or corporation. The website lets you take advantage of the VIP service or pay in full. IncFile vs Northwest Registered Agent

However, you can also go the DIY route and get help from Northwest Registered Agent. The company takes privacy very seriously, and it can act as an agent for your new LLC. You can download legal forms from the website so that you have what you need.

It is a bit more expensive than Incfile and LegalZoom, so it’s not the best on a tight budget. But you can enjoy the services you need to start your LLC.

Pros

Easy to use
DIY option
Registered agent service
Works with different business structures
Online

Cons

Pretty expensive
Limited services

ZenBusiness

ZenBusiness is another popular alternative to Incfile. It offers a lot of the same services, including forming a business and maintaining it. You can use the service to choose a business name and file for it in your state.

The company will also help you with compliance, and you can get accounting assistance. You’ll even get a website and domain if you buy the most expensive tier. That way, you can start your business and keep track of everything in one place.

Like Incfile, there are different plans you can select with different features. It’s a good choice if you have a small budget and don’t like Incfile’s services or customer support.

Also, check out our IncFile vs Rocket Lawyer, Incfile vs Inc Authority, IncFile vs Swift Filings, or IncFile vs BizFilings comparisons.

Pros

Easy to use
Different plans
Multiple services
Affordable
Better customer support

Cons

Business website service isn’t great
Not much transparency around charges

FAQs About Incfile

If you’re still interested in using Incfile to start your business, you should learn as much about it as you can. Here are a few common questions and answers about the service.

Incfile is a trustworthy service to use to form an LLC or corporation (what does corporation mean). The company has been around for 18 years. While that’s not as long as some companies, Incfile has been able to help thousands of entrepreneurs and business owners.

Despite a lack of great customer support, the service is worth considering. If your situation is pretty simple, you may not need much help. So you might not need to worry about contacting customer support.

Incfile offers the Silver plan, which is technically free because the company doesn’t charge you. However, you will still need to provide the money for your state filing fees.

No matter which business formation service you use, you’ll need to pay the state to file for your business. Luckily, you don’t need extra money to use Incfile.

Incfile is suitable for new and existing business owners who need something quick and affordable. If you want to be able to form your business online, you’ll love using the dashboard once you create an Incfile account.

Existing business owners who want to convert their business to an LLC may also benefit from Incfile. If you need a registered agent, the company can provide that.

You may also want to use Incfile if you have a tight budget. While all of the services have some cost, the pricing isn’t as high as other companies or lawyers.

Incfile isn’t suitable for people who want a lot of individual support or extra help setting up their business. You’ll be on your own, and while there are instructions, you need to take the time to fill everything out on the site.

The service might also not suit you if you want more advanced legal services. You can get those things from Incfile, but you may find the same services elsewhere for less money.

Incfile Review in Review

In this Incfile review, we looked at the company’s plans, services, and some competitors. If you want an easy, quick way to set up a business, you should give Incfile a chance. However, you should make sure it’s right for you before you buy.

That way, you won’t have to deal with their customer support to get a partial refund. Instead, you can pay for the service knowing it’s what you need.